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The perfect listing from an Appraiser's Perspective
April 11th, 2025 9:55 AM
As we enter into the season when more homeowners are placing their homes on the market, I thought I would share a prior post from Mary Thompson with Lanier Appraisal Service, whose Company name and online presence we acquired in 2025 to expand our coverage in the North Georgia Area. 

This post was one of the most read and commented upon posts by Realtors in her Local Appraiser newsletter.

"Appraisers review FMLS/MLS listings every day including all photos, commentary, etc. What you do and say in those listings not only helps your Seller get the highest possible price, but it can also mean higher Appraised Values and fewer calls from Appraisers! 
 
First rule of Thumb: Pretend you are selling YOUR own Home. Some of the best listings I see are from Owner/Agents. Do your Sellers a great service and give them the same attention to detail as you would your own home. The more Appraiser's have with regard to the Property details the better chance for positive results in the Appraisal.
 
1. PHOTOS: Clear, sharp, high resolution photos: Include as many photos as the Listing will accept. Inside photos should include at least; Living/Family Room, Kitchen, Master Bedroom, All Baths, Dining Room, Basement Rooms and All Special upgrades and features of the home Inside and Out. Front of home, Rear of home, Front Yard, Rear Yard. You do not need a professional photographer but when someone goes to CLICK on your photos in FMLS/MLS they need to be large enough to see the details. 
 
* If you are dealing with Lakefront, Golf Course, Mountain View Homes, PLEASE include a view shot from the REAR of home from the Deck or Patio. This is very important for the Appraiser and the Buyers to get a feel for what their views are FROM THE HOME. For Lake Homes always include views of the lake from the boat dock, the boat dock itself, the views straight out from the dock, to the Right and to the left of the dock and toward the home so you can see things like Rip Rap shoreline, stairs and how close the home is from the dock as well as the path to the dock.
 
* Please UPDATE your photos for the Current Season. Nothing screams this home has been on the market a long time than a Winter Photo in the Summer. (Not an issue for past few years but may become one with longer days on the market)
 
2. Description of the property under PUBLIC comments, include all major renovations & approximate year. If you have total costs of all renovations include those as well.
 
*Sample: Renovations include: New HVAC: 2012; New Roof: 2015: New Appliances: 2010; New Floor coverings: 2011. Owner put over $50,000 in total renovation in past 6 years". Include anything that is not obvious in the photos and any special amenities. Then refer them to commentary under each photo.
 
Since you are limited in your Public Remarks section use that section below EACH photo for more information; i.e.; Under your Kitchen photos if you have upgraded appliances say something like this: "Wolf Stove, Dacor Dishwasher, Sub-Zero Refrigerator"  The more details the better both for the Buyer and the Appraiser so that they can give credit where credit is due to upgrades in the kitchen or the home in general.
 
This kind of commentary is good for every room in the house that includes any kind of special features that may not be obvious in the photos themselves. Leave NOTHING to chance. You have the room to spotlight the home, use every bit of it for the best result.
 
3. List all amenities carefully & accurately in the Listing in FMLS/MLS as the Appraisers use this information in their reports not only for the Subject but for the Comparable Sales.
 
4. SQUARE FOOTAGE/SOURCE: Please do NOT state "Appraisal" in this field unless you have an actual Appraisal on hand. If  you get this from Courthouse Records State "Tax record or Courthouse Records" if that is an option. You do not want another Appraiser using "The Appraisal" number against your Listing especially if it included space in the basement as it could negatively impact value for your listing. Most MLS listings now include separate fields for basement square footage as well as finished basement space, please include those numbers in your listings. 
 
If you want to show the TOTAL finished square footage in your listings for superior selling potential, use Public remarks to state something like below:
 
" 3,450 total square feet all levels; 1,550 S.F. in the basement of which 1,000 S.F. is finished".  IF YOU RUN OUT OF ROOM UNDER COMMENTS, PUT THIS UNDER YOUR BASEMENT PHOTOS IN THE LISTING.
 
 5. Comments to Avoid in your Listing:
 
 "Priced to Sell" : I don't know why, but this is the Kiss of Death. In almost every case when I see this I look at days on market and it has been on the market longer than average. Isn't the whole idea to price homes to SELL? Do you really need to say this in a listing?  You can use this space to outline more features of the home.
 
"Won't last long": Again many times I see this and days on market are longer than typical. If you really want to say this.....once the home is on the market for over 30 days, remove that wording!
 
6. Attached Documents: Include the DISCLOSURE STATEMENT PLEASE. It is very helpful for Appraisers as well as Buyers. We need to know how old components are in the home up to 15 years. Also include plats of the property if you have them. Very helpful for Appraisers. 
 
7. BE CREATIVE in all of your listings and try not to fall into the same "pat phrases". Try to point out that special amenity or location that sets is apart from its competition and make it something that buyers want to see and Appraisers will take into consideration.  
 
 
Thanks for stopping by and if you want to price your home to sell, contact us for a pre-listing appraisal today. 

Posted by Matthew Nixon on April 11th, 2025 9:55 AMPost a Comment

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